Net Worth Calculator
Add up assets and debts to find your net worth
Your net worth is the single clearest snapshot of your financial health. Add up what you own and subtract what you owe to see exactly where you stand today.
Assets minus liabilities
Net worth = everything you own − everything you owe. Assets include cash, investments, retirement accounts, your home and vehicles; liabilities include your mortgage, car loans, student loans and credit-card balances. A negative number is common early on (student loans, a new mortgage) — what matters is the trend. Track it once or twice a year and you'll see your financial decisions add up.
Make it grow
Two forces move net worth: paying down high-interest debt and growing assets that compound. The fastest gains usually come from killing credit-card debt first, then steadily investing the difference.
Net Worth Calculator: frequently asked questions
How do I calculate my net worth?
Add the value of everything you own (cash, investments, property, vehicles) and subtract everything you owe (mortgage, loans, credit-card debt). The result is your net worth.
What is a good net worth?
It depends on age and income — what matters most is that the number trends upward over time as you pay down debt and build assets.